Travel Insurance for Canadians & Visitors to Canada

Tugo insurance

Big White Central Reservations has partnered with TuGo for all your travel insurance needs.

Find the right travel insurance for you with this helpful information provided by TuGo.

*By clicking this button, you’ll be redirected to TuGo’s secure website, where you can get a quote and purchase travel insurance.


  • If you’re travelling only within Canada, your provincial healthcare will cover medical emergencies, including COVID-19. However, purchasing Emergency Medical Insurance for travel within Canada for just a few dollars a day, will supplement the costly expenses of air or ground ambulance services, air evacuation, emergency dental services, medical appliances like crutches and wheelchairs, and more.
  • If you’re travelling within Canada as well as worldwide in the year ahead, consider a Multi Trip Annual Worldwide policy. With this economical plan option, travel within Canada is automatically covered. Plus, TuGo's Emergency Medical Worldwide plan covers COVID-19 medical and related expenses for fully or partially vaccinated travellers.

Learn more about Emergency Medical Insurance for Canadians >>


Emergency Medical Insurance for Visitors to Canada

  • • If you’re travelling to Canada from abroad, the Canadian government recommends that you buy a minimum of $100,000 in travel insurance coverage before you arrive in Canada. TuGo’s Visitors to Canada Emergency medical Insurance covers hospital care and treatment for injuries and illnesses including COVID-19**.


Downhill mountain biking, including fat biking on downhill mountain biking trails, downhill freestyle skiing/snowboarding in organized competitions, high-risk snowmobiling, ice climbing, and more aren’t covered under standard Emergency Medical Insurance. To take it to the max with one of these activities, add Optional Sports & Activities Coverage to your policy.

Learn which sports & acitvities need extra coverage >>


  • This insurance reimburses for non-refundable prepaid unused travel costs (like an excursion) if your travel plans are cancelled before departure or interrupted after the trip has begun, due to unforeseen* circumstances.
  • If you’re travelling only within Canada, for just one trip, a Single Trip policy is the best option.
  • If you’re travelling more than once within Canada and/or worldwide in the year ahead, consider a Multi Trip Annual policy.

Learn more about Trip Cancellation & Trip Interruption Insurance >>


Trip Interruption Only Insurance

For those looking for economical coverage for trip interruptions*, TuGo’s Trip Interruption Only Insurance covers:
  • Non–refundable, unused prepaid airfare and/or travel costs
  • Non–refundable prepaid tours when tour is cancelled
  • One-way economy airfare back to the departure point and an airline seat upgrade, if medically necessary
  • One-way economy airfare to catch up to your next destination
  • Single supplement accommodation costs if your travel companion interrupts their trip

Important: For interruptions due to medical reasons, a doctor’s note explaining the medical reason for the trip interruption is required. Additionally, travellers will need to provide documentation for any covered risks stated in the policy wording. For example, unused airline ticket, proof from tour operator that tour was cancelled, meals and accommodation receipts, etc. See policy wording for more details.

Learn more about Trip Interruption Only Insurance >>


A bundled package for travellers 59 or younger, featuring:
  • Emergency Medical Insurance
  • Trip Cancellation & Trip Interruption Insurance
  • Baggage Insurance
  • Accidental Death & Dismemberment Insurance

Learn more about All Inclusive Holiday Package >>



Questions? Contact TuGo’s Customer Service team at 1-855-505-0869.

*By clicking this button, you’ll be redirected to TuGo’s secure website, where you can get a quote and purchase travel insurance.

As of March 4, 2020, COVID-19 is considered a known circumstance for travel, which means it’s no longer considered sudden and unexpected.

The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. Insurance is administered by North American Air Travel Insurance Agents Ltd. doing business as TuGo®, a licensed insurance broker in all provinces and territories. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation. TuGo® is a registered trademark owned by North American Air Travel Insurance Agents Ltd. doing business as TuGo®.

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Big White Central Reservations is committed to provide you with outstanding customer service, great value, health & safety best practices, and the inside scoop on everything Big White!

Added Value

Free Parking
Free Ski Storage
Free Wifi
Free In Room Tea & Coffee on Arrival
Free Weekly Events & Activities

➤ What you Need to Know

➤ Booking and Cancellation Policies
24 Hour Check In & In Resort Assistance
Minimum Night & Age Policies Apply
A credit card pre-authorization will be required on check in
All bookings are subject to a Service Fee

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Call Direct: 250-765-8888
Call Toll Free: North America: 1-800-663-2772
Australia: 0011-800-2449-4483 (charges may apply)
New Zealand: 00-800-2449-4483
United Kingdom: 00-800-2449-4483

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